paul is right, your tank wasn't quite ready for fish. oscars are sensitive to ammonia, and with a new tank and big fish, your just begging for extremely high levels of ammonia. do exactly what paul has recommended, but one thing i'd add isto feed as sparingly as possible. less food = less leftovers and less fish waste. get that kit, if your levels are out of control, your only option may be to resort to chemicals. which id try to stay away from. let us know how things turn out for you.
btw 55 gallon is not big enough for all those fish. and the 20 gallon is also not big enough for the jacks.