Does it actually look like there is something growing on the skin? Now, I've said this a million times, we need to know what your exact water readings are. For all we know, the lady who tested your water may think that .5 ammonia is okay, when actually it is not. We need to know the ammonia, nitrite, nitrates and especially PH, sometimes PH can have an effect on the fishes health depending on how high, or how low it is.
Have you got another tank that you could possibly put the fish in? The reason I say this is because recently, one of my red Oscars turned almost black. I moved into a 20 gallon hospital tank and it regained its colour almost instantly. Sometimes fish will change colour so that they don't stand out so much, normally if they are not feeling too good, or maybe they are getting bullied. Moving your fish out of its tank may determine if a problem does indeed lie within the tank that it's in at the moment.