Well, that really hasn't helped that much

okay, let's assume that this is just an injury. As long as your water is in good condition this injury should heal up perfectly okay without the need for any kind of medication.
However if fungus has set in which sometimes does happen then you may need some kind of fungal medication, but again, the water has to be in good condition for medications to work properly.
So you are going to need to test for ammonia, nitrites, nitrates and pH. In the meantime, does carry out a small water change every few days making sure you use a water conditioner. If the Oscar is eating then he can't be feeling too bad.
As for water temperature, I shouldn't worry too much about that. I would imagine that warm water will accelerate some fungal growth but since you are keeping tropical fish, you cannot really drop the temperature too low.